Author name: Eva Poulson

In my mortgage career, I have had the opportunity to meet people from tremendous wealth to people being days away from foreclosure. Eva Poulson Mortgage Broker I have seen the excitement of people being approved for a mortgage to the sadness and worry of people not knowing if there will be enough money to pay their mortgage at month end. I can help you, whether you are a single mom wanting to buy a home for your children to grow up in, or a middle aged couple that has been renting for 20 years, or perhaps a senior on a limited budget wishing to live comfortably in your home. I enjoy what I do and have no greater satisfaction than helping people to realize dreams that they never thought were possible. I am based out of Abbotsford, BC but I am licensed to offer mortgage financing to all people in both British Columbia and Alberta.

Avoiding Identity Theft While On the Road

If you’re planning a vacation and have heard horror stories about the risks – and consequences – of identity theft, you may be a little feeling a little anxious. Although you’re right to be concerned about identity theft, once you know about some preventative steps you can take before, during, and after your travel, you’ll see that you can have […]

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Measure Your Borrowing Ability: Debt Service Ratios

The amount of mortgage you may qualify for depends on two things: income and the amount of debt you are carrying. Financial institutions use two different ratios to measure your borrowing ability. The first is your Gross Debt Service Ratio (GDSR). The second is your Total Debt Service Ratio (TDSR). Gross Debt Service Ratio Gross

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What’s Classified as Income for Mortgage Qualifying Purposes?

What is classified as income for qualifying purposes? Some forms of income that represent revenue to your household may not count as income for qualification purposes. Here are some of the many sources of income and some of the guidelines for using them to qualify for a mortgage. The important thing when it comes to

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Fraser Valley Real Estate Market Update October 2016

The Fraser Valley Real Estate Board recently published the statistics for the Fraser Valley real estate market for October 2016. Sales were up slightly and inventory hit a 10 year low. Sales activity was healthy in October, especially in the townhome and apartment categories. With prices beginning to level-off, it appears that buyers are becoming

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Fraser Valley Real Estate Market Update October 2016

The Fraser Valley Real Estate Board recently published the statistics for the Fraser Valley real estate market for October 2016. Sales were up slightly and inventory hit a 10 year low. Sales activity was healthy in October, especially in the townhome and apartment categories. With prices beginning to level-off, it appears that buyers are becoming

Fraser Valley Real Estate Market Update October 2016 Read More »

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