In my mortgage career, I have had the opportunity to meet people from tremendous wealth to people being days away from foreclosure. Eva Poulson Mortgage Broker I have seen the excitement of people being approved for a mortgage to the sadness and worry of people not knowing if there will be enough money to pay their mortgage at month end. I can help you, whether you are a single mom wanting to buy a home for your children to grow up in, or a middle aged couple that has been renting for 20 years, or perhaps a senior on a limited budget wishing to live comfortably in your home. I enjoy what I do and have no greater satisfaction than helping people to realize dreams that they never thought were possible. I am based out of Abbotsford, BC but I am licensed to offer mortgage financing to all people in both British Columbia and Alberta.
What is classified as income for qualifying purposes? Some forms of income that represent revenue to your household may not count as income for qualification purposes. Here are some of the many sources of income and some of the guidelines for using them to qualify for a mortgage. The important thing when it comes to […]
What’s Classified as Income for Mortgage Qualifying Purposes? Read More »
The Fraser Valley Real Estate Board recently published the statistics for the Fraser Valley real estate market for October 2016. Sales were up slightly and inventory hit a 10 year low. Sales activity was healthy in October, especially in the townhome and apartment categories. With prices beginning to level-off, it appears that buyers are becoming
Fraser Valley Real Estate Market Update October 2016 Read More »
The Fraser Valley Real Estate Board recently published the statistics for the Fraser Valley real estate market for October 2016. Sales were up slightly and inventory hit a 10 year low. Sales activity was healthy in October, especially in the townhome and apartment categories. With prices beginning to level-off, it appears that buyers are becoming
Fraser Valley Real Estate Market Update October 2016 Read More »
In response to recent mortgage qualification changes by the government, the TD Bank announced that it was going to increase the interest rate it charges customers with variable rate mortgages. The changes won’t affect customers with fixed-rate mortgages – nor will they affect other products, such as lines of credit. But customers with variable rate
Prime Rate Isn’t Apples to Apples Anymore Read More »
New housing policies are coming into effect on November 30,2016. Many Canadians are uncertain about how these new policies are going to impact their finances. Will these changes affect you – and, if so, how? In order to help clear cut through some of the confusion, I’ve prepared a simple, three-page fact sheet. You can
Confused by the New Mortgage Qualification Rules? Read More »
New housing policies are coming into effect on November 30,2016. Many Canadians are uncertain about how these new policies are going to impact their finances. Will these changes affect you – and, if so, how? In order to help clear cut through some of the confusion, I’ve prepared a simple, three-page fact sheet. You can
Confused by the New Mortgage Qualification Rules? Read More »
Not all banks are the same. Work with a mortgage broker who will negotiate the best rate for you.
Money Saving Tip – Accessing Lower Interest Rates Read More »
If you reduce the amortization on your mortgage, you payment will go up but you will save thousands over the life of the mortgage.
Money Saving Tip – Amortization Read More »
While it may be difficult to make extra payments in the initial years of home ownership, consider rounding your payment up. You will be surprised at the difference it makes over the life of the mortgage.
Money Saving Tip – Rounding Up Read More »
